• Self-Employed Mortgage Calculator

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    Self-employed borrowers often face more hurdles in getting approved for a mortgage compared to traditional employees. Lenders want to see stable, verifiable income—but freelancers, contractors, and small business owners usually have fluctuating earnings and complex tax returns. The Self-Employed Mortgage Calculator helps you estimate how much house you may qualify for by factoring in income,…

  • Mortgage Tip Calculation

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    Loan Amount $ Interest Rate % Loan Term (Years) Tip Calculation Scenario Loan Officer AppreciationMortgage Broker ServicesLoan Processor ExcellenceUnderwriter AssistanceClosing AttorneyTitle Company TeamReal Estate AgentAppraiser ServicesHome InspectorEntire Mortgage Team Service Quality Rating Exceptional – Above and BeyondExcellent – Very SatisfiedGood – Met ExpectationsSatisfactory – Basic ServiceBelow Average – Some Issues Tip Calculation Basis Percentage of…

  • Mortgage Per Diem Calculator

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    Mortgage Per Diem Calculator Loan Amount $ Annual Interest Rate % Closing Date First Payment Date Per Diem Calculation Method Actual/360 (Most Common)Actual/36530/360Actual/ActualSimple Interest Daily Closing Time of Day Morning (Before Noon)Afternoon (After Noon)End of DayMidnight/Late EveningUnknown/Not Specified Prepaid Interest Amount (if known) $ Loan Type Conventional MortgageFHA LoanVA LoanUSDA LoanJumbo LoanConstruction LoanBridge LoanHELOC Lender…

  • Mortgage Buydown Calculator

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    Mortgage Buydown Calculator Loan Amount $ Original Interest Rate % Loan Term (Years) Buydown Type 2-1 Buydown1-0 Buydown3-2-1 BuydownPermanent BuydownCustom Buydown0.5-0 Buydown1-1-0 Buydown Buydown Cost (if known) $ Buydown Funding Source Seller ConcessionLender CreditBuyer PaidBuilder IncentiveFamily GiftEmployer BenefitDown Payment AssistanceCombination of Sources Annual Gross Income $ Monthly Debt Payments $ Annual Property Tax $ Annual…

  • Mortgage Recasting Calculator

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    A Mortgage Recasting Calculator is a powerful financial tool that helps homeowners understand how making a lump-sum payment toward their existing mortgage can lower future monthly payments without refinancing. Unlike refinancing, which requires a new loan, recasting keeps the same loan but adjusts the payment schedule based on a reduced balance. Formula Where r =…

  • Bimonthly Mortgage Calculator

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    Bimonthly Mortgage Calculator Loan Amount $ Annual Interest Rate % Loan Term (Years) Payment Schedule Bimonthly (26 payments/year)Monthly (12 payments/year)Biweekly (26 payments/year)Weekly (52 payments/year)Accelerated Bimonthly Extra Principal Payment $ Loan Start Date Annual Property Tax $ Annual Home Insurance $ Monthly PMI (if applicable) $ Monthly HOA Fees $ Annual Gross Income $ Payment Method…

  • Guarantor Mortgage Calculator

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    Guarantor Mortgage Calculator Property Value $ Loan Amount $ Interest Rate % Loan Term (Years) Borrower Annual Income $ Borrower Credit Score Borrower Monthly Debts $ Guarantor Annual Income $ Guarantor Credit Score Guarantor Monthly Debts $ Guarantor Type ParentFamily MemberSpouse/PartnerGrandparentSiblingFriendBusiness PartnerOther Relative Guarantee Type Full GuaranteePartial GuaranteeIncome Guarantee OnlySecurity GuaranteeJoint Borrower (Not Living In)Family…

  • Manufactured Home Mortgage Calculator

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    Manufactured Home Mortgage Calculator Manufactured Home Price $ Down Payment $ Interest Rate % Loan Term (Years) Home Type Single Section (Single Wide)Multi-Section (Double/Triple Wide)Modular HomePark ModelMobile Home (Pre-1976)Tiny Home on WheelsManufactured Cottage Home Age (Years) Land Situation Owned Land (Fee Simple)Purchasing Land with HomeFamily-Owned LandManufactured Home CommunityMobile Home ParkLeased LandRV Park Foundation Type Permanent…